• Staff Contributor

Meet Issac Hwang of Cali Finance Group in Rowland Heights

Updated: Dec 17, 2019

Today we’d like to introduce you to Issac Hwang.

Issac, can you briefly walk us through your story – how you started and how you got to where you are today.

I believe that my first encounter of anything related to finance was through my father’s wholesale fashion distribution company. Many jobbers acquire financing through merchant or vendor financing, and my exposure to factoring led me to be curious about other areas of finance. Soon, the curiosity I developed led me into understanding and gaining experience in the ground works of the finance industry. Furthermore, my continuous drive to grasp the know-hows and the behind the scenes of the finance industry piloted me to find out how to establish a finance company from scratch.

However, the defining moment that propelled me forward even more in creating a finance company was when I discovered that many lives were degraded due to poor financial decisions and dishonest finance swindlers.

I believe that our society needs to improve its financial literacy not only to improve the quality of peoples’ lives but also to enrich the lives of future generations. I know that it would be impossible for every individual in our society to reach the maximum quality of life, but I believe that every individual is capable of attaining financial literacy to overcome debt, strive for a better future, and have the proper tools to overcome any financial complications during hardships.

Overall, my belief is that every individual deserves to obtain a certain level of “financial freedom.” My desire is to help people overcome their financial hardships by developing a finance company that people can rely on for all their financial needs.

We’re always bombarded by how great it is to pursue your passion, etc – but we’ve spoken with enough people to know that it’s not always easy. Overall, would you say things have been easy for you?

I believe that all entrepreneurs can agree, regardless of business size, establishing any type of business is far from a “smooth road.” To most people, “entrepreneur” is a terminology that carries a positive connotation. It may be because entrepreneurship entails or symbolizes values such as leadership, self-discipline, visionary, determined, etc. However, most people fail to realize how difficult it is to perform these adjectives; let alone, to continue walking a path where the future is laid with uncertainties. All entrepreneurs struggle but these obstacles may actually become a chance to truly put these qualities to the test.

Unlike other entrepreneurs, I believe that the struggle that was unique to me was becoming a finance company founder at a young age – 20 years old. Most of my clients, in the beginning, were skeptical in my ability to deliver my services properly. A part of me does not blame them because the finance industry is portrayed to be run by professionals well in there mid 40-50’s with a suit & tie. Hence, my struggle has been to prove myself, in a sense, that I am knowledgeable in finance more than any seasoned, MBA degree earned professionals.

Another struggle was tackling the $1.27 trillion industry. At the start, I was able to obtain investments through private investors, family, & friends. I was ecstatic and grateful in acquiring any sum of investments; however, it was chump change compared to the investment & influence of other finance tycoons with annual sales looming in the multibillions.

Despite the adversity, my company has been surviving in such a competitive market. In due time, clients understood and knew the quality of my services as I focused attentively to the product development, growth strategy, and marketing sectors of the company.

Therefore, through my personal commitment and awareness, I am able to offer a holistic approach in viewing a person beyond his or her paperwork to guide him or her through low-cost business & financial consultation, which is very unlikely in other financial institutions. By offering consultations, our customers are able to utilize their loans in a more effective way, which helps to increase their revenue, expand their business, & fortify all areas of their personal finances.

All in all, I am following my mission to help my customers in all areas of their finance struggles, whether it is business or personal. I hope to educate, provide, & guide each individual with the necessary tools for wise financial decisions.

We’d love to hear more about your business.

Cali Finance Group is a finance company that offers variety of loans, debt resolutions programs, and consultations for individuals & businesses a-like.

We are a finance company that specializes in providing our services to individuals & businesses with challenged credit scores, sub-par documents, and other challenging factors that traditional financial institutions would deny. Our company is known for helping our customers overcome $1 million dollar credit card debt alone and offering low-cost consultations that accommodate all areas of one’s finance.