Foremost, Cali Finance would like to take the time to thank you for considering us and our company will try our best to live up to your expectations!
We took the initiative to create an easy-to-read template that will inform and guide you on what to expect and how our application process works.
a. located inside the folder
b. Email us for a copy
c. Download our applications
1. Application Fill-Out
*Application titled “Cali Merchant Advance” is for
Business Owners and “Cali Lend” is for individuals. *
2. Supporting Documents
Along with your completed application, we will require the following documents under “Support Document Checklist.” The section will be located on the 2nd to 3rd page of your application.
3. Underwriting Process
After receiving all the required information, our loan underwriters will start reviewing your application and come up with a long program. Typically, takes 3 - 7 business days.
* Quickly sending in all required application and documents will expedite the underwriting process*
4. Notification of Loan Program
We will notify you of the loan amount and interest rates you have been approved for. If you agree to one of our loan programs, our legal team will start drafting your contracts.
5. Receive and Sign Contracts
After the contract is drafted, contracts will be sent to your way. One of our loan agents will contact you to explain and guide your the content of your contracts.
6. Get Funded
After we receive the signed contracts, the assigned funds will be credited to your account or a check will be issued to you. The funds will be deposited to your account, depending on your bank, in 1-2 business days.
After receiving the funds, our loan agent will send you a copy of your contracts and all documents pertaining to your loan.
To make payments, you can visit our payment portals at
For other financial services, please refer to our "Services" to book an appointment for a free introductory meeting/consultation. One of our financial services specialist will contact you to verify and answer any questions you might have.
We will be looking forward to meeting you!