Staff Contributor
Jun 23, 20184 min
Updated: Dec 17, 2019
" I am a firm believer that any idea, regardless of how simple or complicated, is worth your attention. By taking action, I believe an individual can improve his or her abilities and open the door to endless possibilities. "
Issac Hwang
Issac Hwang is the Founder & CEO of Cali Finance Group, Inc., a finance company that offers variety of loans, debt resolution programs, and consultations for individuals & businesses alike. Cali Finance Group specializes in providing services to individuals & businesses with challenged credit scores, subpar documents, and other challenged factors that traditional financial institutions would deny. Issac is also a founder or partner in more than 8 private companies in various industries, ranging from technology (Fintech), food & beverage to fashion. With his knowledge in business, he has also helped hundreds of entrepreneurs to find financing, increase revenue, & stay ahead in a tough economy. He has helped start-ups & other challenged companies to overcome their adversities by offering them solutions ranging from market research, product development, & more. He has helped his customers overcome $1 million dollars in credit card debt alone, educate them on credit management, manage their finances, and help them a step closer to “financial freedom” through other techniques.
Numerous of factors shaped the creation of Cali Finance, but the deciding moment was seeing the absence of financial solutions for the general population. I noticed that the general public is never informed or properly educated about personal finance throughout different point of their lives. In the end, people are naturally encouraged to accept financial hardship as the consequence of “being an adult.”
Therefore, I wanted to create a finance company that will not only educate the consumers but also provide straightforward initiatives and solutions to resolve their financial hardships.
The typical work day usually consists of financial consultations with clients, approving financial documents of underwriters, & managing other business ventures (currently 8) that I am a part of.
It’s fairly simple: just do it. I am a firm believer that any idea, regardless of how simple or complicated, is worth your attention. By taking action, I believe an individual can improve his or her abilities and open the door to endless possibilities.
Blockchain technology. I believe that blockchain, if used properly, can be revolutionary in improving the logistics of our lives.
Probably, being curious in all things. I make the conscious effort to look more deeply into a particular field/industry, which motivates me to utilize my newfound knowledge to create and build.
Enjoy challenges and failures. The realization that negative events in our lives are actually trivial in determining success.
Knowledge and advancement has limitations.
Exercise is pivotal in maintaining a quality life and developing discipline, which is why it is one of the foundations to success.
Never underestimating the word of mouth marketing. Each client that walks through our door does not have a fixed price tag. Rather, they are opportunities for the company to build solid clientele and customer loyalty that all companies aim to achieve.
Not acknowledging and attempting to hide my weaknesses. I learned that accepting and revealing my vulnerabilities motivated me to improve my entrepreneurship.
Establishing a non-profit shared office space with numerous suites. I believe that such an establishment will not only benefit the entrepreneurial spirit, but also provide the general public access to create a startup able to revolutionize our society.
Going out to eat with my family. I think everybody could agree that good food with family is always a plus.
I am a big user of calendars or any sorts of organizers. The act of planning your day or future helps you to stay aligned with your vision.
Bible. I understand that some people are not religious, etc. However, I believe that principles in the bible are beneficial in aiding one in a variety of dilemmas entrepreneurs face.
“Don’t let your happiness depend on something you may lose.” – C.S. Lewis
• Improve on yourself (ex. Physically, mentally, & emotionally) to become a successful entrepreneur
• Never underestimate the word of mouth marketing. Treat each client as your next.
• Be curious in all things. Any type of knowledge has its merits.
• Negative circumstances do not dictate your outcome.
• Do not let vulnerabilities define you. Utilize your vulnerability to work on yourself continuously.